General Liability Insurance
General Liability Insurance Quote Forms
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General Liability Insurance Information
If your business experiences a liability lawsuit, you could face devastating financial costs that could force you to shutter your business. Whether you own a large, medium or small business, commercial general liability insurance can provide you with the financial protection you need.
Ask the agents at Simple Lane Insurance Agency about our commercial general liability insurance policies or contact us for a personalized insurance quote.
What Is Commercial General Liability Insurance?
Commercial general liability insurance is designed to help cover the cost of damages caused by everyday business operations or legal fees arising from incidents. It can help pay for medical bills and other expenses arising from third-party bodily injuries, property damage, personal injury and other common business risks.
How Much Does Commercial General Liability Insurance Cost?
Insurance companies may use proprietary algorithms to determine your company’s risk level, directly impacting the cost of your insurance premiums. Although policies may vary among insurers, the following are some standard variables that your insurance company may consider when determining your rates:
- Policy details (e.g., deductibles and coverage amounts)
In addition to commercial general liability insurance, you may consider the benefits of purchasing other types of insurance designed to cover your business from risks such as professional liability insurance, product liability insurance and cyber liability insurance.
Do I Need Commercial General Liability Insurance?
State laws don’t typically require businesses to carry commercial general liability insurance, but it could be the right choice for your business, even if it’s not required. Specific organizations may require proof of commercial general liability coverage to do business with you. In other instances, it may be necessary to meet licensing requirements.
Getting General Liability Insurance
Given the frequency of commercial general liability incidents, the peace of mind coverage provides could be worth the cost. Contact Simple Lane Insurance Agency in El Cajon, California, for more information on commercial general liability coverage.